Health Insurance Costa Rica

Health insurance in Costa Rica has always been managed by the government. Health insurance in relationship to the economic development has not grown on the same scale but has considerably improved over the last few years.  

The Health Insurance in Costa Rica is mostly handled by the Instituto Nacional de Seguros or in short INS. INS offers two types of health insurance for the citizens of Costa Rica namely the INS Medical Insurance and the INS Seguro de gastos medicos. People who have been granted the permission of staying in Costa Rica can get health insurance facilities from the “Caja Costarricense de Seguro Social”, in short CCSS in exchange of a small sum of money. Tourists are offered health insurance which includes medical as well as dental first aid and this is available only at the International Cultural Exchange Organization. People applying for this insurance can get access to any government hospitals for medical treatment. This health insurance scheme for the tourists costs about thirty US dollars per month. CCSS offers low cost health care to the tourists visiting Costa Rica. If you are a foreigner you may apply for a health insurance from CCSS, Costa Rica in exchange for a small fee per month on the basis of your income. CCSS have access to many hospitals and clinics so you will face no problems regarding health insurance in Costa Rica.

INS is a government insurance agency that offers health insurance to any and everybody. It offers help in case of accident as well as acute diseases. The INS insurance cost is approximately hundred US dollars per annum and in addition to this a special discount is also offered in case more people are insured. This INS organization pays about eighty percent of the medicinal costs and exams as well as hospital costs. However, this organization does not offer health insurance for people who have crossed the age of seventy. In case you buy the insurance, you are offered a card as well as a book with many addresses where you may go whenever you need any kind of service from the INS. Two schemes are offered by the INS – One is the International Plan and the other is the Regional Plan.

In comparison to any other health insurance plans in developing countries, Costa Rica offers the best it can to all its inhabitants. Coupled with global class health care infrastructure and qualified health professionals, no one in Costa Rica lacks for health care if planned properly with the help of health insurance options that are available. Even immigrants and tourists are covered with many options available, only they need to apply and do the needful.

While health is a major concern for everyone and their families, Costa Rican health insurance provides various options to suit the needs of most people and at an affordable cost. Be it any country or any constitution, human life is always the most valuable. Continuance and continuance in good health can only be best assured by a health insurance. All health insurance policies of Costa Rica covers the hospital and ambulance costs, organ transplants, cancer treatments, prosthesis and epidemics thereby making treatment easier and hassle free!